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Additionally, customers for this kind of plan could have serious lawful or criminal backgrounds. It is necessary to note that various service providers offer a series of problem ages on their guaranteed issue policies as low as age 40 or as high as age 80 - funeral insurance plan. Some will certainly also supply greater stated value, approximately $40,000, and others will certainly enable for much better survivor benefit conditions by improving the rates of interest with the return of premium or minimizing the number of years till a complete survivor benefit is readily available